Glowing Ethereal Figure Sleek Futuristic Hovercraft

Create an image featuring a glowing, ethereal figure sitting on a sleek, futuristic hovercraft. The figure should have a translucent appearance, with flowing, luminescent hair. The background should showcase a sprawling urban landscape at night, illuminated by city lights. A large, luminous moon should cast a glow over the scene. Instead of a business suit, the person interacting with the figure should wear casual attire, and the hovercraft should have a more streamlined, organic design without brand logos.