Design an image featuring a confident individual wearing a stylish, sleek black jacket with subtle yellow accents. They are smiling and pointing towards the viewer, exuding a charismatic presence. The background should be dark and moody, creating a dramatic ambiance with hints of urban scenery, such as faint outlines of buildings or street elements. Accessories can include dark sunglasses and a flashy watch, but without obvious brand logos or names. The overall vibe should blend modern fashion with an urban edge.